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Commerce Home Mortgage


Commerce Mortgage

Commerce Home Mortgage (CHM) has been providing home financing since 1994, and has been proudly working with Red Oak Realty clients since 2008. The CHM team is led by veteran mortgage advisor Faramarz Moeen-Ziai and his team who pride themselves on offering first class service, while working on behalf of clients to secure the best available price.

We work to bring this value to a wide variety of clients. We love educating first time buyers on the basics of mortgage lending, as well as working through cap rates and cash flow analysis with seasoned investors


We originate, underwrite, draw docs and fund loans locally in our Bay Area offices for loans ranging from $100,000 to $5,000,000. Additionally, we use a panel of local appraisers with a minimum of 5 years of experience in the local markets they serve. This local advantage often gives our buyers an edge in today's competitive marketplace when going up against other offers.

CHM feels strongly about giving back to the communities it serves. The company proudly supports Homes for Our Troops, Glide Memorial Church in San Francisco, the Red Oak Opportunity Fund (ROOF), Habitat for Humanity, and the Oakland/Berkeley Association of Realtors' two 503c non-profits, the Ron Sterling Egherman Youth Arts & Education Fund and the Anita Thede Workforce Housing & Homeless Fund, among other organizations.

Faramarz Moeen-Ziai
VP, Mortgage Banker
1990 N. California Blvd. Suite 650
Walnut Creek, CA 94596
nmls #342090

tel 925-627-2563
cell 415-377-1147
fax 925-361-3090
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